Spending Down

Agencies using Time of Your Life Vacations may choose to spend down extra or surplus funds by placing them into a traveler’s Credit Account. This can be a helpful way to make sure travelers have money set aside for upcoming vacations, depending on the agency’s internal spend‑down guidelines. It is also an efficient way to ensure travelers have proper funding available when planning ahead.

If you would like to spend down by moving funds into a Credit Account, feel free to call or email us. More information is available under FAQs → Payments & Credits.

We encourage agencies to consider this spend‑down option as a reliable way to support travelers in preparing for future trips.